FLB Insurance Agency – Your Local Cape Coral Insurance Experts
Welcome to FLB Insurance Agency, a top-rated independent insurance agency in Cape Coral, Florida offering personalized, affordable insurance solutions for individuals and businesses throughout the Sunshine State. With over 15 years of experience serving Cape Coral and surrounding communities, we protect what matters most — your home, vehicles, business, assets, and peace of mind.
1716 Cape Coral Parkway E, Cape Coral, FL 33904
(239) 205-1500
Mon – Fri: 9:00 AM – 5:00 PM
Comprehensive Insurance Services in Cape Coral & Across Florida
At FLB Insurance Agency, we help residents and business owners find the right coverage tailored to Florida’s unique risks — from hurricanes and floods to auto claims and liability exposure. We shop across 200+ top carriers to secure competitive pricing and customized policies that fit your needs.
Personal Insurance for Your Florida Lifestyle
- Auto Insurance in Cape Coral, FL – Coverage that meets Florida’s legal requirements and protects you on the road.
- Homeowners Insurance – Customized homeowners plans protecting your property from common Florida perils.
- Flood Insurance – Essential FEMA-compliant flood protection for areas prone to storms and heavy rainfall.
- Boat & Motorcycle Insurance – Built for Florida’s active lifestyles on the road and water.
- Umbrella & Specialty Policies – Extra layers of liability and specialized coverage for unique assets.
Commercial Insurance Solutions in Cape Coral & Florida
- Commercial Auto Insurance – Flexible protection for business vehicles and drivers.
- Commercial Property Insurance – Safeguard your business property from fire, weather, theft, and more.
- General Liability Insurance – Shield your business against legal claims and liability risks.
- Workers’ Compensation – Cover employee injuries and maintain compliance with Florida regulations.
Why Choose FLB Insurance Agency in Cape Coral, FL
Local Expertise & Personalized Service
The team at FLB Insurance Agency understands the Florida market. We guide Cape Coral residents and business owners through complex policy options, ensuring you get the right coverage without gaps or surprises.
Independent Advantage
As an independent agency, we compare policies across a broad carrier network to deliver better options, not just one company’s products.
Strong Reputation in Southwest Florida
FLB Insurance is accredited with an
A+ rating from the Better Business Bureau, reflecting client trust and reliable service for over a decade.
Free Consultations & Local Support
Our Cape Coral office offers free insurance consultations with no obligation — making it easy to explore coverage and get answers to your questions.
Serving Cape Coral & All of Florida
Whether you’re in Cape Coral, Fort Myers, Punta Gorda, Naples, or anywhere in Florida, FLB Insurance Agency is here to protect your life, home, and business. Our deep local knowledge — combined with broad market access — means you get reliable, Florida-focused insurance solutions that fit your budget and coverage needs.
Why Auto Insurance Coverage Matters in Florida
Car accidents, hurricanes, theft—Florida drivers face real risks every day. And without proper coverage, one incident can turn into a major financial disaster.
Reliable auto insurance protects more than your car:
- It covers injuries to you and your passengers.
- It protects your assets from lawsuits.
- It helps pay for repairs or replacements.
- It ensures compliance with state law.
Most importantly, the right policy gives you peace of mind every time you hit the road. At FLB Insurance Agency, we don’t just match you with any policy—we make sure your coverage fits your life. Whether you’re looking for basic liability, full coverage, or protection for a classic ride, we’ve got your back.
What Our Clients Say
Contact Your Cape Coral Insurance Agents Today
Protect your future with trusted local guidance and personalized insurance plans from FLB Insurance Agency.
