Over 10 years of expertise • Free Consultations • Guaranteed Best Rates
We Shop. You Save.
At FLB Insurance Agency, we leverage our network of 200+ trusted carriers to find the perfect homeowners insurance to match your needs and budget. We make shopping effortless so you can enjoy peace of mind.
Why Choose Us?
- A Decade of Experience – Local insight and deep industry knowledge.
- No-Cost Consultations – Explore your options with zero obligation.
- Best-Available Rates – We compare dozens of policies to get you the best value.
Our Insurance Services
Homeowners Insurance
Protect your most valuable asset with comprehensive coverage for fire, theft, windstorms, liability, and additional living expenses. We’ll help you build a personalized policy that keeps you covered and confident.
Umbrella Insurance
Boost your liability protection beyond standard homeowners coverage—secure extra peace of mind and extended protection.
Umbrella floats across bullets
- Automobile
- Business
- Commercial Property
- Workers’ Compensation
How It Works
1. Free Consultation
We start with your concerns and priorities—insurance preferences, risk tolerance, and budget.
2. Carrier Matching
You get quotes from top-rated insurers like FedNat, Heritage, Gulfstream, Progressive, Safeco, and National Flood—without spending hours calling each one.
3. Customized Coverage
Together, we design a policy tailored to your requirements, including endorsements such as windstorm/hurricane, flood, or valuable-item coverage.
4. Ongoing Support
From binder to renewal and through the claims process—we’re your advocates, every step of the way.
Why Florida Homeowners Can’t Go It Alone
- Strict Requirements – If you have a mortgage, your lender requires sufficient dwelling insurance.
- High-Risk Environment – Hurricanes, flooding, and property damage are more than possibilities—they’re realities in Florida.
- Hidden Costs – Without proper coverage, the rebuild bills, liability claims, or temporary living expenses can be catastrophic.
How to Reduce Your Premium
- Bundle Policies – Home, auto, and umbrella with the same carrier = discounts across the board.
- Increase Deductibles – Boost your standard or hurricane deductible to potentially lower your premium.
- Windstorm Mitigation
– Strengthen your home with hurricane-resistant features and save. Florida law mandates carriers offer discounts for documented wind mitigation improvements.
See what our Customers are saying
Get Your Free Florida Homeowners Insurance Quote Today
Call FLB Insurance Agency for a free homeowners insurance quote tailored to your Florida property.
