About Us
FLB Insurance Agency provides home, auto, and commercial insurance in the Cape Coral, FL area.
Year Established
2010
Services
- Auto Insurance
- Business Insurance
- Commercial Auto Insurance
- Flood Insurance
- Homeowners Insurance
- Insurance Services
- Specialty Insurance
- Umbrella Insurance
Specialties
- Boat Insurance
- Motorcycle Insurance
- RV & Motorhomes
- Golf Carts
- Insurance Services
Insurance Carriers
- Heritage
- Infinity
- National Flood
- Progressive
- Southern Oak
- Travelers
- Universal Property
- American Integrity
- Geico
- NEXT
- Slide Insurance
- And many more
10+ Years of Trusted Service in Southwest Florida • Independent, Client-Focused Guidance • Free Insurance Consultations
Who We Are
FLB Insurance Agency is an independent, family owned firm based in Cape Coral, proudly serving individuals and businesses across Florida. Since opening our doors in 2010, we’ve built a reputation for delivering personalized coverage from 200+ leading carriers, including FedNat, Heritage, Gulfstream, Progressive, Safeco, National Flood, and more.
With an A+ rating from the Better Business Bureau, we offer:
- ⚖️ Expert, unbiased advice—we shop across carriers to find the best coverage and premiums, tailored for your unique needs Better Business Bureau.
- 🤝 Personal touch—when you call FLB, you speak directly with our owners, Frank or Lori Bonsignore, ensuring responsiveness and real accountability.
- 🏠 Extensive experience—over 14 years serving homeowners, drivers, businesses, contractors, and more throughout Cape Coral, Fort Myers, and beyond.
Our Mission
We believe insurance should be clear, simple, and centered on you. Our mission is to protect what matters most—your family, property, livelihood—by:
- Offering informed insurance recommendations without upselling
- Designing coverage that aligns tightly with personal or business objectives
- Assisting throughout your policy lifecycle—from quoting and binding to renewal and claims
What We Do
As a full-service agency, FLB connects you with the right coverage for virtually every need:
- Personal Lines: Auto, homeowners, flood, umbrella, renters, condo, classic car
- Business Solutions: General liability, workers’ comp, commercial auto, property, BOPs, umbrella
- Specialty Policies: Flood, windstorm, high-value items, and more
No matter your need, quality service and tailored solutions are our top priorities.
Why Choose FLB?
- Independent Advantage: We offer neutral guidance across a wide insurer network rather than promoting one company
- Local Expertise: Decades of experience navigating Florida’s risks—storms, floods, liability—across residential and commercial markets
- Responsive Service: Postal offices or call centers? Not here. You’ll always connect directly with real professionals
- Commitment to Value: We continuously monitor your policies to help uncover savings and ensure coverage remains current
Our Credentials
- A+ BBB accreditation
- Licensed in Home, Auto, Flood, Commercial, Workers’ Compensation, and Specialty lines across Florida Better Business Bureau
- Over 200 underwriter partnerships, spanning national and regional carriers
Call for Expert Guidance from a Local Insurance Agency That Cares
Ready to find coverage you can trust? Call FLB Insurance Agency today. We speak English, Spanish, and Italian.
